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USRuleOfficial ✓June 9, 2026· Federal Register

Annual Updates to the Income-Contingent Repayment (ICR) Plan Formula for 2026-William D. Ford Federal Direct Loan Program

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What happened

The U.S. Secretary of Education is announcing the updated formula for the Income-Contingent Repayment (ICR) plan for 2026. This announcement serves to inform borrowers and the public about how their monthly payment amounts will be determined.

Why it matters

The updated formula directly affects how much money borrowers in the ICR plan will pay each month, potentially changing their financial obligations. Knowing this in advance can help borrowers plan their finances more effectively for the upcoming year.

Who it affects

  • ›Federal student loan borrowers
  • ›Borrowers on Income-Contingent Repayment plans
  • ›Individuals with Direct Loans
Receipts

The receipts are official. The summary is ours.

Read on Federal Register ↗

Summaries are generated from the official text and may simplify or omit nuance. The official document is the source of truth.

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